Mold is a kind of fungus found about anywhere there is enough moisture, lack of airflow, and the ideal temperature to sustain. Most mold are harmless, but some of the them bring certain volatile organic compounds which cause serious injuries after prolonged exposure. The causes of toxic mold contamination are considered to be defective building materials, negligent construction, or a failure to warn about a known problem. Worse, exposure to mold poses health-related concerns such as allergic reactions, asthma attacks and eye and skin irritation. Those who suffer mold-related injuries end up filing toxic mold claims.
The category of recoverable damages to file a claim is consistent and will generally consist of the following:
- The cost to repair the mold
- Medical cost
- Lost income
- Replacement cost of damaged personal property
- Pain and sufferings
You need to communicate every detailed information about your injuries in order to be successful. Filing a claim will require all the relevant documents like detailed notes and photographs about the mold, growth pattern, and where was it found. Also records of actions taken, if any, to repair or clean up the affected areas. You also need to save receipts for anything that had to be replaced like furniture, bedding, carpets, curtains, etc. More to it, detailed medical records and receipts for payment of medical services, and anything else purchased to improve your symptoms are also need to be preserved with respect to personal injuries caused.
As with any other insurance claim, do not rely on your insurance company to conduct an objective and unbiased investigation of the mold. Also, do keep a detailed record of the mold claim, including who visited your property and when. Some insurance policies explicitly come with an “absolute” mold exclusion. It means whether mold is the cause of damage or the result, the insurance company will not bear any claims. Hence, mold claims can be very complicated to prove. If you have been exposed to toxic mold in your home or residence give us a call to get assisted with an experienced Mold Damage Lawyer. We provide you with a free consultation to plan your move before claiming.
It’s important to know what to look for in a toxic mold attorney before you choose yours. When it comes to your business your policy ensures your assets are protected and may include protection for business interruption. The following information will help you in hiring an attorney. Since these mold-related lawsuits tend to encompass many different areas of the law, your counsel must be familiar with the following:
- Toxic Torts Law
- Personal Injury Law
- Housing Law
- Contract and Construction Defects Law
- Water Intrusion Law
- Health Law
You Mold Damage Lawyer must be someone
- Who makes you feel comfortable
- who has a solid track record of similar cases and
- whose fee arrangement fits with your financial budget
The attorneys for mold law suit are able to demonstrate causality in two ways:
- The strain of mold the defendant was exposed to caused the injuries
- The amount of mold the patient was exposed to was sufficient to cause the injuries.
Our toxic mold damage lawyers help you to put together a compelling case by gathering expert and witnesses who can attest to the circumstances surrounding your injuries.
