Most of us hope that we will never have to deal with the subject of serious injury. Unfortunately, that isn’t always the case and you may find yourself facing permanent disabilities as a result of your injuries received during an accident.
Total and Permanent Disability happens when you are unable to work as a consequence of a serious injury or illness. Such condition has an obvious impact on your power to generate income needed in order to manage every one of your family’s financial obligations.
In the majority of unfortunate instances, a TPD claim is submitted because an accident or injury has rendered an individual incapacitated and with no way to return to gainful employment in the profession they were once employed in and excelled at. However, it’s possible that another form of illness could render someone so tired that they are unable to work. If this is the case, one will still stand to benefit from making a TPD claim!
If you are experiencing chronic pain, neck or back problems, or mental issues such as depression, anxiety or stress related to your employment, and these physical alternatives prevent you from fulfilling an essential function of your job or other employment that requires a certain skill set/attributes – you may be eligible for insurance payments. You do not have to prove that you can no longer perform any task at all; only those that require the same skill set as what is needed for the type of work that you do.
Though it is mandatory for employers to provide superannuation, many employees are unaware of the fact that they are required by law to contribute to the protection of their income in case they fall ill and can’t work, which could render them unable to earn a living. Employer Superannuation Guarantee (ESG) payments are however designed to cover employees in case of permanent disability or death so that one doesn’t have to worry about losing their job if something goes wrong.
What to Do If You Are Denied Your TPD Claim and Need to Appeal
If you are denied your Total Permanent Disability (TPD) claim and need to appeal, you may be worried about the process. Your appeal can be stressful and time-consuming, but it will not be difficult if you take the time to learn about what to do and how to do it. The first thing you should know is that your appeal is not a new claim. It is simply an application for reconsideration of your existing claim.
Then you need to make sure that you have a good reason for the denial. It is possible that you could get an appeal approved if your claim was denied because the company did not believe that you were actually disabled. If this is the case, then you will need to have medical evidence that supports your claim. This means that your doctor needs to fill.
TPD Claim Specialists
When you have exhausted all other options to return to work and your income is substantially reduced, filing a Workers’ Compensation claim may help. The Workers’ Compensation Claims process can be confusing and difficult without credible guidance, but with the assistance provided by our team of professionals, you will soon receive the financial benefits you deserve. The TPD claims process can be challenging and riddled with pitfalls along the way; our knowledge and expertise will help set up a successful situation.
TPD Lawyers Brisbane offer ‘No Win No Fee’ options in all of our services, which means that we do not charge you for any of the work we complete on your claim, but there’s an important caveat to keep in mind. If we’re unable to win your case or achieve a settlement with the other side, then it will be your responsibility to pay us back any money we spent on your behalf.
Conclusion
TPD Claims Lawyers is a law firm that helps people that have filed for or are about to file for Temporary Disability with the Social Security Administration. The best part about the firm is that they will work on a contingency basis, which means there is no cost to the person filing for their TPD. If the firm does not win your case, you do not owe them anything.
